Consumer Rights

Consumer protections, disputes, fraud prevention, complaints and the rights people have when transactions go wrong.

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Cornerstone Guide

Credit and Identity Protection: Freezes, Fraud Alerts, Disputes and Recovery

Credit freezes, fraud alerts, disputes and identity-theft recovery solve different problems. This guide explains how the pieces fit together and when each tool is useful.

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Latest in Consumer Rights

Oct 7, 2026

Credit Freeze vs Fraud Alert: What They Protect — and What They Don’t

A freeze blocks many new-credit checks; a fraud alert tells lenders to verify identity. But neither one locks down every consumer-reporting system used for…